Fiction and Finance

Regulation-induced monocultures meet unfortunate but explicable engineering decisions.

Title insurance is grossly overpriced relative to actual risks involved. Why is that?

Ever transferred assets between brokerages? Impressive, terrifying machinations happened in the background. No cats were harmed.

How digital wallets work, and how payment costs drive a lot of product decisions inside and around them.

Credit card rewards are mostly funded out of interchange, a fee paid by businesses to accept cards.